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Clubfurniture credit offered through Bread

Clubfurniture has partnered with Bread to offer our customers a quick and easy way to apply for financing terms. With clubfurniture credit offered through Bread, you can purchase the home furnishings you desire today and pay for them over time. You can apply for credit offered through Bread by clicking on the green "Get My Rate" button below or by clicking on the clubfurniture credit logo on any section or item page throughout our site. You can also apply in your shopping cart during check-out.


Q. How Does clubfurniture credit Work?

A. On any section or item page product, simply click on the "clubfurniture credit" logo to apply (you can also apply in your shopping cart). Simply provide the basic information that is requested. Pre-qualification does not affect your credit score. We are committed to keeping your personal information secure and use technology to encrypt that data. If you are offered loan terms that are satisfactory to you, and have finished shopping, you can check out and complete your purchase in the cart by selecting the "clubfurniture credit" payment option. You will receive an order confirmation email from clubfurniture. When your loan has started, Bread will reach out to you directly to coordinate payments.

Q. Why Was I Not Approved?

A. Unfortunately, we do not have any control over the underwriting decision. We would still encourage you to move forward with the transaction with an alternative payment option. Further, should you have any questions regarding your credit application with our financing partner, Bread, you can reach out to them directly at or 844.992.7312. You should also receive a notice from Bread regarding your application.


A. Please click here to read Bread's Frequently Asked Questions. Should you still have any additional questions about Bread’s financing program, you can reach out to them directly at or 844.992.7312. 

In addition to clubfurniture credit, we also accept all major credit cards and offer you affordable financing options through PayPal Credit. With decades of experience serving clients throughout the world, PayPal Credit is well respected and customer focused. Order online today using PayPal Credit and get the quality home furnishings you deserve with extended payments you can afford. You can apply for PayPal credit in your shopping cart during check-out.

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Remodeling and Home Design
Charlotte Furniture And Accessories

Club Furniture
11535 Carmel Commons Blvd., Suite 202
Charlotte, NC 28226

Toll Free 1.888.378.8383